Getting an FHA Loan after Foreclosing

SOMEONE SAID: I am interested in purchasing a new home using FHA guidelines, but have problems. Back in 2009 I had a foreclosure on our current house which also had a second attached to it. The County records state the house was signed over Sept 09 and resold Dec 2009. I Filed Chapter 7 BK in March of 2010 and was Discharged in July 2010. The Bankruptsy attorney included the house and second on the BK to eliminate the 2nd. MY credit report is showing 3/2010 now for the house accounts not the 2009 dates provided through the county. Question I have is can I still Qualify for a FHA loan? MY RESPONSE; Every situation is different. I am working with qualified buyers right now that went through a similar scenario as yours. Every situation is unique and the lending guidelines have changes significantly since 2009. In my opinion, you should talk to a qualified LOAN OFFICER and have them run a preliminary loan approval for you. If you are not immediately capable of purchasing, they should at least be able to get you on the right path to fix what ever is necessary for you to buy a home.... Best of luck!! Danny Long The Long Group RE/MAX Results