What can you afford?
Before you get out there and physically start looking at homes you should talk to a Loan Officer and get a Pre Approval Letter. You will need this for two reason. First of all, why start looking at homes if you are unsure what a bank will lend you money on. It is always unfortunate when a buyer finds the home of their dreams only to find that that are not qualified to purchase. A lender will run your credit score and weigh your Debt to Income to see what you can afford. Second, when you are ready to write an offer on a home, all offers must be presented with a "pre approval" letter or "proof of funds" if you are paying cash. Any one that is selling their home will want to see that a prospective buyer is capable of doing so before they pull their home off the market with a pending sale.
What are your "Must Haves" in buying a home in Apple Valley?
Make a list of 5 thing that you must have e.g; Location, Style of House,Yard Size, Kitchen Size, Master Bed, number of bathrooms etc..... Keep in mind, that you may have to sacrifice one thing to get another but 4 out 5 is great. Narrow your search down with your must haves. With so many homes on the market, it is important to do this, other wise you could end up looking at 30-50 homes. I have seen it time and time again, with out understanding what you really need in a house, the home buying process can drag out to the point where it becomes more of a chore for the buyer and it takes out the excitement. Identify what you need vs what you want and focus on those needs. The average home buyer looks at 15 homes before writing an offer.
What should I expect from my Realtor?
When working with my clients, I pride myself in providing all of the necessary resources to help them with a smooth transition into the world of home ownership.
Please feel free to contact Danny Long with The Long Group with any questions that you may have. Whether you are first time home buyer are have been through the process before, I can help!
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